General Information
- All watercraft of any kind must obtain and display an annual boat permit issued by the town in order to be on Lake Lure for recreational, commercial and/or fishing activities.
- For the enjoyment and safety of everyone, the following boat types are not permitted on the lake:
- Any pontoon boat, canoe, kayak, rowing shell, row boat or any motorized craft that is longer than 28 feet
- Any other type of boat that is longer than 20 feet, 11 inches, such as a runabout, ski boat, deck boat or sail boats;
- Jet Skis
Requirements for Private Boats: Insurance
- Lake Lure requires that all private boat owners must obtain and maintain marine liability insurance with at least $300,000 in coverage for each motorized boat permitted.
- The Town does not need to be listed as a co-insured. Proof of insurance must be shown in order to receive a permit (either an agency letter or a copy of the policy).
Limits
- Owners and spouses of an improved property parcel (with dwelling) within the Town of Lake Lure may have up to 3 motorized boats permitted at the resident rates.
- An unimproved parcel may have 1 motorized boat permitted. Additional boats must be permitted at the non-resident rates.
- No more than 3 boats may be moored per 100 feet of shoreline (exception: approved marinas and cluster moorings).
Information Required to Obtain a Permit
NOTE: Daily $30 boat permits are not available during peak season, which is the Friday before Memorial Day through Labor Day
- Address of Lake Lure property (if applying for a resident permit)
- Name, address and contact information of boat owner (name must match property tax records for resident permits)
- Boat information: make, model, year, length, color, mooring location. If motorized: motor make, year, horsepower.
- For motorized boats: Proof of state registration
- For motorized boats: Proof of liability insurance (marine policy or homeowner’s policy or a certificate of insurance)
- Check or cash to pay for permit fees